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My Boss’s Daughter (2003)
IMDB rating: 4.20
Plot: When a young man agrees to housesit for his boss, he thinks it’ll be the perfect opportunity to get close to the woman he desperately has a crush on - his boss’s daughter. But he doesn’t plan on the long line of other houseguests that try to keep him from his mission. And he also has to deal with the daughter’s older brother, who’s on the run from local drug dealers.
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Directors: Zucker David
Actors: Kutcher Ashton,Tambor Jeffrey,Richter Andy,Madsen Michael,Abrahams Jon,Koechner David,Thompson Kenan,Cranshaw Patrick,Stamp Terence,Aisbett Mark,Labine Tyler,Zwick Ryan,Comedy,Romance,
A question for moms who planned their babies? PLEASE read?
I am almost 38 weeks and this was a planned baby. At the time, my husband and I worked full time, and were both in classes and I had just planned on taking some time off of school, but I did plan on quitting my job since my husband is in school and gets the GI bill. Now, about 9 months later, my husband’s hours were drastically cut due to the economy, I got laid off and am having issues with my state’s unemployment (minor issues), and yesterday we found out that my husband’s office is merging with another, and his boss is a little unsure of what will happen after the merger but said he would do the best he can not to have to lay him off, and he’s safe for now. The other problem is that once the merge is complete, their new health insurance will only cover the employee but not dependends, so we’ll have to come up with about 300 for myself and our daughter.
So my question is, when you planned your babies, did a lot of things just come crashing down right before he/she was born? I’m not excited much about my baby coming anymore. All I can think of is the hospital bill that could potentially wipe out my savings, and the fact that as of Jan 1, we may not have insurance and we’re getting by ok now, barely, but we wouldn’t if we had to pay our own insurance. It’s almost 5am here and I’ve been up since 3, because I can’t turn my mind off and I’m feeling pretty down and hopeless.
Any advice, thoughts, stories, anything?
I dont qualify for medicaid. Also, it would be about 300 a month for either private, or to have us on my husband’s.
I know exactly what you’re going through. It was like that after my son was born. Stuff just slowly started to fall down around us. He was planned,because it was before this recession had even really touched us,and we had more than enough to support another baby. Our daughter is six. Unplanned obviously,because I’m only 23. After he was born,it took two months to get on WIC,to help pay for formula,which threw all of our bills behind and made a BIG issue with things,to the point where he’s sixteen weeks old,and we’re STILL fighting occasionally to keep utilities from being turned off,although not as bad as at first. It’s stressful,it is. We applied for medicaid for the kids,and got told that until he was born there was nothing we could do about it and wouldn’t get it. I owe like $3000 to the hospital,because we’ve since had trouble with the FSSA office. It’s sucky when things happen like this,but all we can do is just keep moving on with it,and try to not stress about it! Not stressing lol I know that’s saying something that seems impossible at this point. When you feel at your worst,just think about that little baby inside of you,and how much you already love that baby,even though right now,you’re going through such a hard time. It will all be ok,and pray. God works in mysterious ways,and it will all fall into place
*Twiztid Ninjette* | Nov 24, 2009
My baby came 9 weeks early and spent 44 days in the NICU. So I guess that so something that was not planned!
Try to be happy about your baby. The other things will fall into place. Some states have insurance plans that cover babies and others that can’t afford insurance. Check with your state if you can enroll if you need to. Your baby is due in 2 weeks will the merger be complete by then? Maybe it won’t be and the hospital bills will be covered. If you and your husband aren’t making much money can you enroll in state programs like WIC until you get back on your feet?
Try and think positively. I know it’s pretty hard, but things will work out. You can breastfed your baby to eliminate formula costs. Try cloth diapers and wipes so you don’t have to spend a lot there.
Good luck to you and your family! This too shall pass.
modbride | Nov 24, 2009
Nothing came crashing down for us. I started a new job right before I conceived. My husband had his job for about 4 yrs. I was put on his insurance and I had my own through my work. I added our baby to my insurnace when she was born.
Most hospitals will take a payment plan if you aren’t insured. You won’t be expected to pony up $5,000 all at once.
What about Medicaid? You may qualify for it. It’s expensive as heck, but you could also buy a private insurance.
Also home births are making a comeback and they will cost you a fraction of what you would pay in a hospital. I have several friends who gave birth at home and had a much better experience than I did in a hospital.
Jillian | Nov 24, 2009
Are you able to still get insurance on your husbands policy, but have to pay for it? That’s the way ours works, the employee is free, but we have to pay for our dependents. My husband and I are both employed by the same company so we both get ours for free, but we’ve decided to get a private policy for our daughter rather than add her because it will be 1/2 the price we will pay to add her to one of ours. It will cost $250/month for her through our employer, but only about $125 for an individual policy for just her. So maybe just check around, you might find something cheaper.
So far, knock on wood, we haven’t had any major road blocks in our plan, as our baby was also planned, but we know at any point in time something could always happen. I’m sure everything will start to look up here soon. Usually when things hit rock bottom like that, something good happens afterwards and it always seems to work out for the best. Good luck hun! Everything will work out as it should.
Dragonfly girl due 12.8 w/ Haley | Nov 24, 2009
I have a similar experience. My husband was picking up more hours at work, we were doing GREAT financially, things were just falling into place in our life so we started trying for our second baby. We tried for 8 months and finally got pregnant right after Christmas last year… and the next pay period after we conceived, they cut my husbands hours! Then when I was almost 8 weeks pregnant we found out our 1 baby, was not just 1, but 3- triplets! We struggled the whole time I was pregnant to buy everything that we needed. Then I had to go to specialists and have dozens of u/s’s and the medical bills are stacked sky high.
Most hospitals have financial aid that you can apply for and they can either lower or pay off your bill. We ended up applying for the financial aid because there was no way we could pay the payments they wanted us to make and we luckily qualified and they dropped the whole hospital bill. That was a tremendous help and stress off our shoulders.
After they were born we got them on WIC. Again, there is no way we could afford all the formula they need (its about $700 a month because they have to be on special formula.) We also got them on supplemental medicaid to help us with the copayments from our PPO, because its $90 just to take them all to 1 doctors apt and they have had to go every 2 weeks since birth for weight checks and we just can’t afford the copayments.
I know this is not really great advice, but things do work themselves out. Just think of it this way, if you waited until the perfect time to have a baby, you would never have one because things are constantly changing and life comes with its own fair share of trials and tribulations. I bet this is not the first time you and your husband have faced these kinds of problems and it won’t be the last. You are about to go through the most amazing life changing experience any one could ever go through- becoming a mom. And its going to be absolutely amazing. When your baby is born you will hold them in your arms and look at them and realize how much none of this stuff matters. You could live with financial ruin if you had to, but you will never want to live with out that baby.
Mommy to 1+triplets | Nov 24, 2009
Sorry, that is a lot to deal with at 38 weeks. Our daughter was planned and our goal was for one parent to stay home. It ended up my husband made more sense because of our salaries. He left his job a week or two before I went back to work. Eventually we bought a house that would stretch our finances but we’d still get by. Then my salary got reduced by 10% and we’re struggling each month but we make it work because we have to. You do what you have to do. Once you start cutting out what you thought were necessities you are surprised what you can live on…
I can understand how frustrating insurance issues are, my company was merged as well and now we have terrible insurance where only preventative care is covered - maternity is not considered preventative. We’re seriously reconsidering having a second child as we cannot afford the maternity care and hospital bill. $300 a month is actually quite good. For my husband, me and my daughter to be on our terrible insurance I pay about $350 a month.
Elyse's Mama | Nov 24, 2009
